Debt & Credit Solutions

Gorman & Gorman Home Loans provides comprehensive credit restoration services to meet the needs of each of our clients. We couple credit restoration with our mortgage services, which makes Gorman & Gorman Home Loans a full-service, one-stop home loan solution.

Whether you are currently in a period of financial hardship, if you are overextended financially due to credit card debt or personal loans, if you are considering bankruptcy or even if you have already filed bankruptcy, you are not alone. For many, managing finances seems to be more difficult with the passing of time, and as it does, so do the situations and decisions one has to face.   Following are the types of credit deliquences which our credit restoration services can help remove:

• Tax Liens            
• Judgments
• Foreclosures         
• Evictions                    
• Charge-offs          
• Medical Bills               
• Late Payments        
• Bankruptcies               
• New Credit Lines     
• Student Loans

Start Now>>   The Road to Home Ownership is easy and affordable! 
Save Money>>   Even customers with good credit can benefit from Credit Restoration.
Average Client>>  What should you expect?
Credit Myths>>   Not everything you hear about credit scoring is correct.
Credit Facts>>   Most of the population is effected by credit innaccuracies. 
Repair Process>>  What are some steps you can take to improve your credit score yourself?

Average Client

• Sees an increase of 24 points per month per bureau.
• Uses Credit Restoration for 60-90 days.

Credit Myths

• Once you pay a collection, charge-off, judgment, or tax lien it no longer impacts your credit score.
• Consumers have just three credit scores.
• You have to provide proof of all errors on your report for the accounts to be corrected.

Credit Facts

• Approximately 200,000,000 Americans have innaccuracies in their credit reports.
• Insurance, credit card, and home mortgage lending companies all use different models to calculate credit scores.
• Newer information affects your credit score differently than older information.