As a division of F&M Bank and Trust Company, we are able to offer a wider range of consumer products. Ask about FREE Checking with FREE Online Banking & FREE ATM usage.  Call to ask about our great Money Market Account rate.



 


We are a locally owned & operated HUD approved mortgage lender powered by a 140+ year old federally chartered community bank, with the ability to lend in all 50 states.  Learn more in the Multimedia Center.

Equal Housing Lender. Member FDIC. NMLS # 472736










Get your own>> FREE, personal, password protected website that includes pictures, prices, addresses & directions to every property for sale where you are shopping.

Find out>> what homes are selling for in your area with the FREE Sold Home Alert.  View sold homes in your area on an interactive map.  

 

In Missouri, we are proud to serve: Saint Louis, St. Charles, Ballwin, Webster Groves, Kirkwood, University City, Clayton, Manchester, Central West End, Ellisville, Eureka, Wildwood, Chesterfield, Ladue, Des Peres, Wildwood, New Town at St Charles, St. Peters, O'Fallon, Wentzville, Lake St Louis, New Melle, Union, Washington, Winghaven, Troy, St Louis County, Lincoln County, Jefferson County, Saint Charles County, Pike County, Rauls County, Hannibal, Shelbina, Monroe City, Palmyra, Arnold, Festus, House Springs, Barnhart, Crystal City, Brentwood, Florissant, Hazelwood, Cape Girardeau, Jackson, Perryville, Springfield, Republic, Nixa, Billings, Ozark, Branson, Clever, Battlefield, and Buffalo. 

In Illinois, we are proud to serve:  Quincy, Adams County, Madison County, St. Clair County, Monroe County, Bond County, O'Fallon, Clinton County, Alton, Godfrey, Granite City, Shiloh, Mascoutah, Columbia, Waterloo, Columbia, Edwardsville, Glen Carbon, Troy, Belleville, Swansea, Fairview Heights, Collinsville, and the Scott Air Force Base area.