Points/fees/rates may vary for different loan amounts and will affect the actual APR.
Quoted rates are for 740+ credit scores with 75% LTV or less.
All pricing dependent on applicant's loan to value, credit score, and state residence.
Please contact us for quotes for rates for VA, MHDC and USDA loans
Conforming rates for loans in St. Louis Market on primary residence over $125,000 & under $417,000.
Find out why>> Jumbo rates for loans over $417,000 are higher than conforming rates.
Rates as of 02/03/2012 at 12:00pm
Program
Rate
Points
APR
30 Year Fixed Conforming
3.875%
0.0
3.907%
30 Year Fixed Conforming
3.625%
0.875
3.728%
20 Year Fixed Conforming
3.750%
0.0
3.794%
20 Year Fixed Conforming
3.500%
0.5
3.601%
15 Year Fixed Conforming
3.125%
0.0
3.181%
15 Year Fixed Conforming
2.875%
1.375
3.130%
30 Year Fixed FHA
3.750%
0.0
3.782%
30 Year Fixed FHA
3.500%
1.875
3.685%
FHA Adjustable
3.250%
0.0
3.281%
10 Year ARM
3.250%
0.0
3.281%
7 Year ARM
3.000%
0.0
3.030%
5 Year ARM
2.750%
0.0
2.780%
3 Year ARM
3.000%
0.0
3.030%
30 Year Fixed Jumbo
4.500%
0.0
4.533%
3 Year Jumbo ARM
3.000%
0.0
3.030%
5 Year Jumbo ARM
3.125%
0.0
3.156%
Note: This page is for informational purposes only. The rates information provided on our site cannot be guaranteed by Gorman & Gorman Home Loans.
For the most accurate and personalized results, we encourage you to contact us.